THE SAUGUS ADVOCATE
– Friday, April 21, 2017
You are Invited to Our Classes at the Barn!
Gifting, Trusts & Other Tools for Estate
Planning & Asset Protection
TUESDAY, APRIL 25,1:30-3:00 OR 6:30-8:00 p.m.
Learn ways to protect your home and other assets from nursing home expenses
through proper estate and trust design. Our guest speaker is Ronald R. Kearns,
Registered Nurse, Elder Law Attorney. Ron brings a unique focus to Elder Law,
advising on care needs and developing the Estate and Medicaid Plan based on those
needs. This complimentary class will explore: ♦ Estate planning and asset
preservation. ♦ Long term care and Medicaid planning. ♦ Overview of legal
documents. ♦ Preparing living documents for possible incapacity.
“IRA Inheritance Trust” Class
THURSDAY, APRIL 27, 1:30-3:00 OR 6:30-8:00 p.m.
This Class features Thomas T. Riquier, CFP®, CLU, and Attorney Paul Bernstein.
Thomas T. Riquier, CFP®, Ed Slott Master Elite IRA Advisor Group™ member,
will use Ed Slott’s book, R
etirement Decisions Guide, 125 Ways to Save & Stretch
, to examine various IRA considerations. You will receive a
TUES, MAY 2 & 9: 2-part Ed Slott IRA, 401(k), 403(b), 457, and Pension Class
WED, MAY 10:
Social Security Class, when to start taking it
Call 978-777-5000 x146 for reservations or register online
Thomas T. Riquier, CFP®, CLU
Member of Ed Slott’s Master Elite IRA Advisor Group™
The Retirement Financial Center
10 Liberty Street, Danvers, MA 01923
Securities and Advisory Services offered through United Planners Financial Services. Member: FINRA, SIPC.
The Retirement Financial Center and United Planners are independent companies
An IRA Inheritance Trust will help protect
and control your IRA. ♦ IRAs may be the
largest asset you pass to your beneciaries
income tax-free. ♦ Protect your IRA in a
divorce, lawsuit, creditors, government
claims. ♦ Prevent beneciaries from
squandering the money. ♦ Do not make
any Trust the beneciary of your IRA,
401(k), or 403(b).
ew England’s Finest Selection of the
World’s Most Famous Brands including...
Wed. to Fri.
8am - 5pm;
Tues. - Sat.
8am - 2pm
428 Main St., Malden
Unbeatable Prices on Pipe & Cigarette Tobacco!
Largest Selection of the Finest Brands of
Cigars, Vapor & Tobacco Products!
Best Selection of
Cortador * Pilon * El Lector
SAUGUS DEMOCRATIC TOWN COMMITTEE
Annual Democratic Dinner!
The Saugus Democratic Town Committee will be holding its Annual
Sunday, May 7, 2017
at Bertucci’s on Route 1 North in
Peabody from 5:30PM - 8:30PM.
The cost of the meal is $30.00 per person and will include spaghetti
and meatballs, ravioli, pizza, salad, rolls and a beverage.
Sponsorship will include your name listed on our program.
Suggested sponsorship level is $100.00 and will include the meal. But,
whatever amount you feel is appropriate will be gratefully accepted.
There will also be raffles which will benefit the Saugus Democratic
Please make checks payable to Saugus Democratic Town Committee
and mail to Randy-Sue Abber 10 Lawndale Avenue, Saugus, MA
01906 by April 24, 2017.
For more information contact Randy-Sue Abber at 781-231-0877.
veloping theMassachusetts Gov-
and providing fiscal oversight for
housing programs and financial
aid to local governments.
LeBlanc has knowledge, train-
ing and experience in environ-
mental leadership, strategicplan-
al resource protection, climate
change adaptation, and sustain-
able development strategies. She
places a high value on develop-
ing collaborative partnerships to
tionandan Environmental Lead-
Volunteers for the Environment.
The Saugus River Watershed
Council has received a Pioneers
in Partnership Award from Essex
Heritage under her leadership.
Some highlights of that inter-
How did you get involved
with the environment as an ac-
My interest in the environ-
mental field began with a love
of natural areas, especially those
I enjoy swimming, kayakingand
hiking in coastal areas, I believe
it is extremely important to en-
surethat theseprecious resourc-
es are protected for future gen-
erations. I got started in the en-
vironmental fieldas avolunteer.
While I was working in public fi-
nance at the State House, I co-
ordinated a volunteer monitor-
ing program for Massachusetts
Audubon in the Great Marsh
What are some of the
groups you belong to and have
worked with over the years?
In addition [to those noted
above], I have served on a wide
range of other environmental
organizations and initiatives,
such as the Board of Directors
for the Environmental League
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